Earnin

Earn In is a financial technology company that provides earned wage access, allowing users to access their pay as they earn it, rather than waiting for traditional pay cycles. Their key products include Cash Out, Early Pay, Balance Shield, and Credit Monitoring, which help users manage their finances more effectively. Earn In differentiates itself by charging no mandatory fees or interest, relying instead on optional tips from users. With over 19 million downloads and significant traction in the market, Earn In is positioned as a leader in the financial wellness space, helping users avoid overdraft fees and manage their cash flow more efficiently.