Motor Underwriting Lead

An exciting opportunity has arisen to join our Motor Underwriting Team as a Motor Underwriting Lead.

As part of the Motor Technical Underwriting team you will be working alongside the Motor Department to deliver sustainable and profitable growth within our Motor business. You will be part of the team that are responsible for managing our underwriting strategy including our risk appetite and guidance and training to empower our people with the knowledge and advice to underwrite these products.

This role can be performed remotely, but given the nature of the role there will be a need to visit our Halifax offices at times.

What will I be doing?

• Driving change within our Underwriting appetite and guidance by identifying trends, opportunities for growth and to effectively manage our loss ratio.
• Provide technical input to projects on emerging risks, new technologies and new vehicles
• Understanding changes within the Motor market to ensure that our proposition continues to meet the changing needs of our customers and business.
• Providing technical expertise through the management of the training and guidance, system specifications and underwriting guides.
• To act as a referral point within authority on underwriting and related issues, including reinsurance, non-disclosure and referrals
• Provide insight and commentary on technical wordings ensuring that the intention is reflected in the technical wording and that key risks are adequately addressed and/or highlighted
• Collaborate and communicate changes, new initiatives and project progress to colleagues, regions and all stakeholders and engage other areas of Covea’s business.

You should apply if you have…

• Strong understanding of the Motor insurance market and of motor vehicles and technology
• Good understanding of underwriting principals and rating/pricing methodology
• Ability to write policy wordings and endorsements
• Experience of effectively managing workloads and prioritisation
• Strong planning and organisational skills and the ability to work to a deadline
• Ability to create efficient underwriting and process decisions
• Ability to work closely and collaboratively with other commercial and personal lines areas
• Dip CII with progress towards ACII or equivalent

We understand that some candidates may be hesitant to apply for a position if they do not meet all the criteria listed in the job description. At Covéa, we are dedicated to creating a diverse and inclusive work environment. Therefore, if you are interested in applying for this role but do not fully meet all the requirements, we still encourage you to submit your application.

What’s on offer?

• 36.25 working hours per week with flexitime, (along with a range of flexible working options)
• Annual pay review and performance related bonus
• 25 days holiday + bank holidays, with the option to buy/sell holidays
• Continued professional development through internal training programmes, professional qualifications and apprenticeships
• A wealth of support for your mental, financial & physical wellbeing through our Wellbeing group
• A range of health benefits such as access to a 24/7 Virtual GP, free eye tests, flu jabs and the option to opt into private medical insurance
• Tusker Car Scheme – salary sacrifice scheme which lets you drive away a brand new, fully maintained and insured car for up to four years.
• Generous pension scheme with a 7.5% minimum employer pension contribution, matched  to maximum of 9% dependant on your contribution
• Additional benefits such as discounted gym memberships, cycle to work schemes and discounts at lots of retailers through Perkpal.

Our Mission…

Our mission is to welcome everyone and create engaged, inclusive teams. Being an inclusive workplace means taking action to make sure everyone has equal opportunity to succeed, irrespective of their differences. We celebrate our differences and encourage everyone to join us and be themselves at work.

As a Disability Confident Employer, we want to ensure that our recruitment process is fair for all.  If you require any reasonable adjustments or wish to discuss in more detail, then please get in contact with us or mention it during the online application process.

Salary:

Up to £50,000 (DOE)