Affirm is a financial technology company, often referred to as Fintech. They focus on making purchases easier to manage. Affirm allows you to split your payments for items you buy online or in-store into installments, like monthly payments. This is similar to using a credit card, but with some key differences. There are no hidden fees or surprise charges with Affirm, and they don’t charge compound interest. This means you’ll always know exactly how much you owe upfront.
Affirm also offers flexibility. You can choose a payment plan that fits your budget, whether that’s spreading out your payments over a few months or splitting them into smaller bi-weekly payments. They even offer a debit card, the Affirm Card™, that allows you to pay for purchases over time or use it like a regular debit card. Overall, Affirm aims to make financing purchases a simpler and more transparent experience.